Services & Products

Deposit Accounts

Share (Savings) Accounts

• A $25 minimum deposit is required to open a regular share account and maintain membership.
• Christmas Club and Vacation Club Accounts are also available.
• Direct Deposit is available.
• Dividends are posted quarterly.

Share Draft (Checking) Accounts

• There is no monthly service charge as long as the account balance remains above $100. If balance falls below $100, a $5 monthly service charge will be posted at the end of the month.
• Dividends are posted monthly on Share Draft Accounts that maintain at least a $500 minimum average balance.
• Statements are issued monthly.
• Direct deposit is available.

Individual Retirement Accounts (IRA’s)

• IRA Share and 2 year IRA Certificates available.
• Traditional and Roth available.

Certificates of Deposit

• Six month, 1 and 2 year Certificates available.

Please contact us for further information on applicable rates, fees and terms.

Loans

AVFCU offers low loan rates for new and used cars, motorcycles, recreational vehicles, mobile homes, overdraft protection loans, revolving loans, signature loans and CD or Share secured loans. Both fixed and variable rate home equity loans are also available.

If you already have a vehicle loan financed elsewhere, we may be able to beat your current rate. Contact us for more information.

Your loan payment can be set up payroll deduct, as an auto-debit from your checking account elsewhere or to be automatically transferred from you account with us. That way you never have to worry about making your loan payment!

Please contact us for applicable loan rates and terms.

VISA® Credit Cards

• 12.90% Fixed APR (Annual Percentage Rate)
• 25 day grace period on purchases
• No Annual Fee
• Cash Advances

Members, access your CU VISA® credit card account here: www.ezcardinfo.com

• Get information
• Make a payment

VISA® Debit Cards

• There is a $20 initial set-up fee (includes the first year) and then only $12 annually after that.
• You can use your debit card almost anywhere that accepts VISA.
  Additional fees may apply.

Home Equity Loans

• Closed-end, fixed rate or open-end variable rate available.
• Call or stop by for applicable rates and terms.

Home Banking

Using online banking members can transfer funds, view account history, apply for loans, and much more at their convenience. Call or stop by for more information or click online banking to apply now.

Other Services

• Incoming and Outgoing Wire Transfers
• Western Union Wire Transfers
• VISA Cash Advances
• Travelers Checks
• Money Orders
• Check Cashing
• Notary Public
• Photocopy and Fax
• Savings Bond purchase and redemption
• Direct Deposit and Payroll Deduction (if your employer participates)

Please contact us for applicable service fees.